Benefits Of IndianOil HDFC Bank Credit Card

- Unlock up to 50 litres of free fuel per year.

- Get 5% Fuel Points cashback across all IndianOil Outlets up to 250 Fuel Points each month in the first months and up to 150 Fuel Points each month in the following six months.

- Get 5% Fuel Points cashback on gocery and bill payments up to 100 Fuel Points each month per category.

- Get 1 Fuel Point on every Rs. 150 paid on other expenses.

- Enjoy free IXRP membership from IndianOil.

- Enjoy Zero Lost Card Liability on reporting loss or theft of card within 24 hours.

- Get 50 days of interest-free credit from the date of card activation.

- 1% fuel surcharge waiver on fuel payments across all petrol pumps pan India.

How To Apply?

1. Click on the “Complete task” button.

2. You will be redirected to the HDFC Bank website.

3. Click on the Login/Join Now button.

4. Verify the OTP sent to your mobile number.

5. Select the card from the list of eligible cards and fill in your details.

Your cashback will be tracked within 10 days of Card Approval.

Documents Required

- PAN Card.

- Aadhar Card

- Mapin Card

- Voter ID

- Driver's License

- Proof of residence.

HDFC Bank may demand more documents as deemed necessary.

Eligibility Criteria

- The applicant must be an Indian Resident or an NRI.

- Minimum Credit Score: 700

For Salaried Indian Residents -

- Minimum Age: 21 years

- Maximum Age: 60 years

- Minimum Monthly Income: Rs. 12,000

For Self-Employed Indian Residents -

- Minimum Age: 21 years

- Maximum Age: 65 years

- Minimum Annual Income: Rs. 6,00,000

In addition to the above requirements, HDFC Bank holds the right to reject or approve your credit card application based on your credit score and the factors deemed necessary by the bank on this behalf.

Fees & Charges

- Joining Fees: Rs. 499 + Applicable GST.

- Annual Renewal Fees: Rs. 499 + Applicable GST per annum.

(Waived on achieving retail spends of Rs. 50,000 in the previous year.)" "- You are eligible to receive the prescribed commission only if your application is approved.

- No commission or rewards are granted on rejected card applications.

- For detailed terms and conditions, kindly refer to the official website of HDFC Bank.

Terms & Conditions

- Cashback scheme not applicable for employees of HDFC, HDB, CHBL & CSC- Main or Group of Companies.

- A minimum transaction of Rs. 100 must be executed within 30 days of card activation.

- Card upgrades are not eligible for cashback.

- VKYC must be completed within 50 kilometers of your Aadhaar/registered address.

- Tracking Time: 10 days

- Confirmation Timeline: Within 75 Days of Card Disbursal

- The prescribed rate of Hyyzo Diamonds may vary for existing HDFC Bank customers.

- Hyyzo Diamonds on HDFC Bank App applications: Not Applicable

- Hyyzo Diamonds do not apply to existing HDFC Bank Relationships

- Avoid using a referral code that has not been shared with you.

- No Hyyzo Diamonds are rewarded for cancelled applications.

- Fraudulent activity will lead to the cancellation of rewards. Hyyzo's decision will be final in this case.

- If your reward request can not be tracked, kindly raise a Missing ticket with Hyyzo within 7 days from the date of furnishing an application.

- Kindly submit your queries related to Diamonds with Team Hyyzo and not with HDFC Bank.

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IndianOil HDFC Bank Credit Card

Cashback rates