Benefits of IDFC First Credit Card

- Unlock gift voucher worth Rs. 500 on spending Rs. 15,000 within 90 days.

- Earn up to 10X Reward Points.

- Enjoy Reward Points that never expire.

- Interest-free money withdrawal from ATMs for 48 days.

- Exclusive partner offers on Myntra, Flipkart, Ajio and more.

- Get 25% off up to Rs. 100 on Paytm movie bookings.

- Complimentary Railway lounge access 4 times per quarter.

- Get free roadside assistance worth Rs. 1,399.

- Enjoy 1% fuel surcharge waiver up to Rs. 200 per month.

How To Apply?

1. Click on the “Complete task” button.

2. You will be redirected to the IDFC Bank website.

3. Click on the Login/Join Now button.

4. Verify the OTP sent to your mobile number.

5. Select the card from the list of eligible cards and fill in your details.

Your cashback will be tracked within 10 days of Card Approval.

Documents Required

- PAN Card.

- Aadhar Card

- Proof of residence.

- Proof of income.

IDFC Bank may demand more documents as deemed necessary.

Eligibilty Criteria

- Minimum Age: 21 years for Salaried & 25 years for Self-Employed Applicants.

- Maximum Age: 60 years

- Minimum Monthly Income: Rs. 25,000

- Minimum Credit Score: 750

In addition to the above requirements, IDFC Bank holds the right to reject or approve your credit card application based on your credit score and the factors deemed necessary by the bank on this behalf.

Fees & Charges

- Joining Fees: Rs. 0

- Annual Renewal Fees: Rs. 0 (Lifetime Free)

Important Information

- You are eligible to receive the prescribed commission only if your application is approved.

- No commission or rewards are granted on rejected card applications.

- For detailed terms and conditions, kindly refer to the official website IDFC Bank website.

Terms & Conditions

- VKYC must be completed within 50 kilometers of your Aadhaar/registered address.

- A minimum transaction of Rs. 100 must be executed within 30 days of card activation.

- Tracking Time: 10 days

- Existing IDFC Credit Card holders are not eligible for the cashback scheme.

- Confirmation Timeline: Within 75 Days of Card Disbursal

- Hyyzo Diamonds on IDFC Bank App applications: Not Applicable

- Hyyzo Diamonds do not apply to existing IDFC Bank Relationships

- Avoid using a referral code that has not been shared with you.

- No Hyyzo Diamonds are rewarded for cancelled applications.

- Fraudulent activity will lead to the cancellation of rewards. Hyyzo's decision will be final in this case.

- If your reward request can not be tracked, kindly raise a Missing ticket with Hyyzo within 7 days from the date of furnishing an application.

- Kindly submit your queries related to Diamonds with Team Hyyzo and not to IDFC Bank.

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IDFC First Credit Card

Cashback rates