Benefits Of AU Altura Credit Card

1. Assured 2% Cashback up to Rs. 50 per transaction at all retail spends on groceries, departmental stores and bill payments.

2. Alternate 1% Cashback up to Rs. 50 on retail expenses other than those prescribed above.

3. Earn Rs. 50 Bonus Cashback on achieving Rs. 10,000 retail spends in a statement cycle.

4. Get complimentary lounge access twice per calendar quarter using Indian railway stations.

5. Enjoy a 1% Fuel Surcharge Waiver up to Rs. 100 per statement cycle for fuel expenses between Rs. 400 and Rs. 5,000 at Pan India petrol pumps.

6. Enjoy PIN Free Tap to Pay service for transactions up to Rs. 5,000 with your AU Bank Credit Card.

7. Easy EMI Options on transactions exceeding Rs. 2,000.

How To Apply?

1. Click on the “Complete task” button.

2. You will be redirected to the AU Bank website.

3. Click on the Login/Join Now button.

4. Verify the OTP sent to your mobile number.

5. Select the card from the list of eligible cards and fill in your details.

Your cashback will be tracked within 10 days of Card Approval.

Documents Required

- PAN Card.

- Aadhar Card

- Proof of residence.

- Proof of income.

AU Bank may demand more documents as deemed necessary.

Eligibility Criteria

- The applicant must be a credit cardholder from an eligible bank.

- The applicant must be a salaried or a self-employed individual.

- Minimum Credit Score: 750

- The applicant must not have defaulted or delayed credit card payments in the previous 12 months.

- Minimum Age: 21 years

- Maximum Age: 60 years

In addition to the above requirements, AU Bank holds the right to reject or approve your credit card application based on your credit score and the factors deemed necessary by the bank on this behalf.

Fees & Charges

- Joining Fees: Rs. 199 + Applicable GST.

(Waived on achieving retail spending of Rs. 10,000 within 90 days of card activation.)

- Annual Renewal Fees: Rs. 199 + Applicable GST per annum.

(Waived on achieving retail spends of Rs. 40,000 in the previous year.)

Important Information

- You are eligible to receive the prescribed commission only if your application is approved.

- No commission or rewards are granted on rejected card applications.

- For detailed terms and conditions, kindly refer to the official website AU Bank website.

Terms & Conditions

- VKYC must be completed within 50 kilometres of your Aadhaar/registered address.

- Tracking Time: 10 days

- Confirmation Timeline: Within 75 Days of Card Disbursal

- The prescribed rate of Hyyzo Diamonds may vary for existing AU Bank customers.

- Hyyzo Diamonds on AU Bank App applications: Not Applicable

- Hyyzo Diamonds do not apply to existing AU Bank Relationships

- Avoid using a referral code that has not been shared with you.

- No Hyyzo Diamonds are rewarded for cancelled applications.

- Fraudulent activity will lead to the cancellation of rewards. Hyyzo's decision will be final in this case.

- If your reward request can not be tracked, kindly raise a Missing ticket with Hyyzo within 7 days from the date of furnishing an application.

- Kindly submit your queries related to Diamonds with Team Hyyzo and not to AU Bank.

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AU Altura Credit Card

Cashback rates