How To Get Cashback On PhonePe & Reward Types

PhonePe is currently the leader in India’s UPI payments and cashless transactions. Nearly half of the total UPI payments are processed by PhonePe alone. With innovative cashback, PhonePe has successfully attracted millions of users to its app. PhonePe offers different forms of incentives to its users for making payments via the PhonePe app. You may be eager to learn how to get cashback on PhonePe to enjoy the benefits of PhonePe offers and rewards.

In this blog, we will discuss various forms of PhonePe cashback offers available to you. We will also explain the methods to redeem the PhonePe cashback.

Read also: How To Make Online Payment Using GPay

How to Get Cashback on Phonepe

Using PhonePe to make payments can be rewarding. PhonePe offers its users cashback and rewards to motivate them to keep using the app and also to attract new users. You may be eager to know how to get cashback in PhonePe. You can follow the steps listed below to be eligible to receive PhonePe cashback:

• Open the PhonePe app on your Android or iOS device.
• Initiate a payment using your PhonePe UPI account.
• Enter your UPI PIN and complete the payment.

If you receive a cashback or reward, PhonePe will notify you through a popup. You can check your rewards and cashback history in the PhonePe app later. Additionally, Want to know how to request money on PhonePe in seconds and enjoy seamless transactions every time.

How Many Types of Rewards Can I Receive on Phonepe?

PhonePe rewards its users with different forms of incentives. These incentives are unique and have different redemption methods. PhonePe offers a total of three kinds of rewards for making payments. These rewards and offers are listed below:

Cashback Rewards

Cashback on the PhonePe app can be received in the form of instant discount/cashback. Alternatively, PhonePe rewards you with digital scratch cards that you can use to avail future cashback within the validity period.

Offers Rewards

You can receive offer rewards in PhonePe for making payments. These are auto-applied on eligible payments. These offers have specific terms and conditions that must be met to avail of the benefits.

Coupon Rewards

Coupon rewards are specific to different merchants and businesses. You can use these discount codes while making payments to the respective merchant and receive a special discount. PhonePe has tied up with various brands, businesses, and merchants to enable coupon discounts.

How Do I Check What Type of Cashback I've Received on Phonepe?

It is common for users to receive a reward and wait to use it in the future. Your previous scratch cards and coupons get saved in the PhonePe app itself. You can follow the simple steps given below to check your coupons and scratch cards in PhonePe rewards:

• Open the PhonePe App on your device.
• Scroll on the home screen till you find the ‘Rewards’ section.
• Click on ‘Rewards’. Your coupon codes and scratch cards will be listed in this menu.
• Click on the ‘Show’ button next to any reward to view the details.

Follow the simple steps listed below to check your PhonePe cashback rewards and instant discounts:

• Open the PhonePe app.
• Click on ‘History’ on the home screen.
• Select any transaction to check if you have received any instant cashback on it.

The details of the transaction along with the cashback will be displayed on your screen.

Terms & Conditions

Cashback and PhonePe offers are a great way to incentivize your payment experience. PhonePe has implemented detailed terms of usage to avoid misuse of this incentive scheme. You need to fulfill the following terms and conditions to enjoy the benefits of PhonePe offers:

• You must agree to PhonePe’s terms and conditions of usage and rewards.
• Scratch cards rewarded in PhonePe must be claimed within 30 days of issuance.
• A maximum amount of Rs. 9,999 can be availed in cashback between 1 April of the current year to 31 March of next year.
• PhonePe rewards are awarded randomly and are not assured.
• The reward amount is added to your PhonePe Gift card balance and not your linked bank account.
• Accepting and agreeing to any additional terms of usage as may be specified.

Conclusion

Cashback and rewards are excellent tools to retain users and PhonePe has employed this tool well. UPI users making payments through the PhonePe app are eligible to win cashback in the form of instant discounts and coupons. Moreover, PhonePe offers coupon codes and merchant offers that you can claim within the app. Different rewards have different applications and conditions assigned to them. You can enjoy the perks of these PhonePe offers by following the prescribed terms and conditions.

Frequently Asked Questions (FAQ)

Q1. Is there any cashback on PhonePe?

Ans. Yes, PhonePe offers instant cashback and coupons to its users for making payments through the app.

Q2. What is the cashback limit on PhonePe?

Ans. PhonePe Cashback rewards must be redeemed within  30 calendar days of issuance. You can claim a maximum Phone Pe Cashback of Rs. 9,999 per financial year.

Q3. How do I claim my PhonePe cashback gift card?

Ans. You can follow the simple steps listed below to claim and redeem your PhonePe cashback gift card:

• Open the PhonePe app.
• Click on ‘Rewards’.
• Select the scratch card that you want to redeem for cashback.
• Play the scratch card minigame to view the amount of cashback you have received.

Your cashback will be added to your PhonePe balance.

Q4. How to get cashback on PhonePe money transfers?

Ans. You can earn PhonePe cashback by sending money to your contacts through UPI in PhonePe. Cashback is not awarded for every money transfer. There is a possibility of earning a random cashback while making money transfers from your PhonePe account via UPI.