PhonePe has made our payment experience much simpler with features like scan-to-pay and instant bank-to-bank transfers. Besides UPI payments and bank transfers, PhonePe also allows you to request money directly from other PhonePe users whenever you need to. After hearing about this convenient feature, you must be eager to know where is request money option in PhonePe. So, without wasting another moment, let’s dive into the instructions on how to request money on PhonePe with just a few clicks and swipes!

Read also: How To Get Cashback On PhonePe & Reward Types

Key Takeaway

1) Process To Request Money On PhonePe
2) How Do I Pay Through A Payment Request From A Merchant
3) Conclusion
4) Frequently Asked Questions

Process To Request Money On PhonePe

Along with instant payments and money transfers, the PhonePe app is bundled with several features that make the payment experience more convenient.  The instructions on how to send payment requests on PhonePe are given below:

  • Open the PhonePe app on your Android or iOS device.
  • Click on the ‘To Mobile Number’ icon on the home screen.
  • Select the contact or enter a new mobile number to request payment. The chat window will appear.
  • Enter the amount you want to request, followed by a space in the message box.
  • Click on the ‘Arrow’ button to send the message.

Your contact will receive your payment request on their PhonePe app. It is important to note that the above steps to request payment are applicable on the latest version of PhonePe.

Follow the steps mentioned below to request payment on older versions of PhonePe:

  • Open the PhonePe app on your smartphone.
  • Tap the ‘To Bank/UPI ID’ icon.
  • Click on the ‘Add UPI ID’ button to save the contact details of the person from whom you want to request payment.
  • Enter the UPI ID of your contact and click on ‘Verify’.
  • Tap the save button to add your contact as a beneficiary to your PhonePe account.
  • Click on the ‘Request’ button to request a payment.
  • Enter the amount you want to receive and tap send.

How Do I Pay Through A Payment Request From A Merchant

Instead of scanning the QR code, the merchant can directly request money on the PhonePe app. This way, you don’t need to scan their UPI QR code as the payment request is sent directly to your PhonePe app. Follow the steps given below to make payment by accepting a Merchant’s PhonePe payment request:

  • Open your device’s Messages app.
  • Click on the Payment link sent through SMS. You can also open the PhonePe app to pay through the pop-up on the home screen. The payment request is valid for 3 minutes in both cases.
  • Check the payment details and click ‘Pay‘.
  • Select your preferred payment method to complete the payment.
  • Authorize the payment by entering your UPI PIN. Enter card details if paying through a debit or credit card.
  • Click on the ‘Submit’ button.

The merchant will receive the amount paid after successful verification of details and the same will be reflected in your transaction history.

Conclusion

Sending and receiving money through PhonePe is simple and seamless with transactions being settled almost instantly. PhonePe QR has revolutionized customer-to-merchant payments. Additionally, PhonePe provides merchants with the convenience of sending payment requests directly to their customers. Moreover, you can message your contacts on PhonePe chat to request money. Thus, if you ever need to borrow money, just follow the straightforward instructions on how to request money on PhonePe!

Frequently Asked Questions

Q1. How do I view payment requests on PhonePe?

Ans. Follow the steps mentioned below to view your payment requests on PhonePe:

  • Open the PhonePe app.
  • Click on the ‘Bell’ icon in the top-right corner of the home screen.
  • Swipe down on the screen to refresh your notifications.

Your payment requests, along with previous notifications, will be displayed on your screen.

Q2. How do I see pending AutoPay requests on PhonePe?

Ans. You can view pending Auto-pay requests on PhonePe by opening the ‘Transaction History’ tab.

Q3. What is the limit of PhonePe per day?

Ans. PhonePe has a limit of 10 transactions per day up to a maximum of Rs. 1,00,000 combined.

Q4. How do I talk to PhonePe Customer Care?

Ans. You can contact PhonePe Customer Care by dialing 080-68727374.

Q5. How do I complain about PhonePe Payments?

Ans. You can raise a complaint regarding PhonePe payments by sending an email with the details of your problem and your PhonePe account details to grievance@phonepe.com.

Q6. How do I remove a payment reminder from PhonePe?

Ans. Follow the steps given below to remove a payment reminder from PhonePe:

  • Open the PhonePe app.
  • Tap on your account picture to expand the options menu.
  • Click on the ‘Bill Notifications’ button.
  • Tap the ‘Delete’ icon next to a saved payment to disable the reminder.